HDFC Mutual Fund - Risk Factors & Disclaimer

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Risk Factors & Disclaimer

Risk Factors

	Mutual fund investments are subject to market risks, read all scheme related documents carefully.
	Investment in Mutual Fund Units involves investment risks such as trading volumes, settlement risk, liquidity risk, default risk including the possible loss of principal.
	As the price / value / interest rates of the securities in which the Scheme(s) invests fluctuates, the value of your investment in the Scheme(s) may go up or down depending on the various factors and forces affecting the capital markets and money markets.
	There can be no assurance that the scheme's objectives will be achieved.
	There is no assurance or guarantee to unit holders as to the rate of dividend distribution nor that dividends will be paid regularly.
	Past performance of the Sponsors and their affiliates / HDFC Asset Management Company Ltd ( AMC)/ HDFC Mutual Fund and its Scheme(s) do not indicate the future performance of the Schemes of the Mutual Fund.
	The name of the Scheme(s) do not in any manner indicate either the quality of the Scheme(s) or their future prospects and returns.
	The Sponsors are not responsible or liable for any loss resulting from the operation of the Scheme(s) beyond the initial contribution of Rs. 1 lakh each made by them towards setting up the Fund.
	Unless specified, the Scheme(s) of HDFC Mutual Fund are not guaranteed or assured return scheme(s).

Disclaimers

Disclaimers of S &P CNX 500 / CNX MID CAP / S &P CNX NIFTY / SENSEX

HDFC Equity Fund, HDFC Capital Builder Fund, HDFC TaxSaver, HDFC Premier Multi-Cap Fund and HDFC Infrastructure Fund benchmarked to S &P CNX 500 Index, HDFC Mid-Cap Opportunities Fund benchmarked to CNX Midcap Index and HDFC Long Term Equity Fund benchmarked to S &P CNX Nifty, are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL). IISL is not responsible for any errors or omissions or the results obtained from the use of such index and in no event shall IISL have any liability to any party for any damages of whatsoever nature (including lost profits) resulted to such party due to purchase or sale or otherwise of such product benchmarked to such index.

"Standard & Poor's® and "S &P® are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by India Index Services & Products Limited (IISL), which has sublicensed such marks to the HDFC Asset Management Company Limited. The S &P CNX Nifty is not compiled, calculated or distributed by Standard & Poor's and Standard & Poor's and IISL make no representation regarding the advisability of investing in products that utilize any such Index as a component.

All rights in the SENSEX vest in Bombay Stock Exchange Ltd. ("BSE"). BSE and SENSEX are trademarks of BSE and are used by HDFC Asset Management Company Limited under license. BSE shall not be liable in any manner whatsoever (including in negligence) for any loss arising to any person whosoever out of use of or reliance on the SENSEX by any person.

Disclaimer of NSE/ BSE for listed Scheme(s)

It is to be distinctly understood that the permission given by National Stock Exchange of India Limited (NSE)/ BSE should not in any way be deemed or construed that the Scheme Information Document (SID) has been cleared or approved by NSE/ BSE nor does it certify the correctness or completeness of any of the contents of the Draft SID. The investors are advised to refer to the SID for the full text of the Disclaimer clause of NSE/ BSE.